World News – GB – What does a “no-cost” coronavirus test mean in Michigan?


Michigan has at least 440 coronavirus testing sites, 110 of which are « free of charge, » according to the Department of Health and Human Services (Joel Bissell | MLive file photo) Joel Bissell | MLivecom

Of the 440 Michigan coronavirus test sites, 110 are advertised by the Department of Health and Human Services as « toll free »

While callers and on-site employees can request your health insurance information, state officials say you won’t receive a bill, whether you provide that information or decline

« There is no charge for the person, no copayment if they use their insurance and no charge if they choose not to have insurance or not to have it, » said Lynn Sutfin, MDHHS spokesperson « They would never have to pay a bill on these sites »

As new coronavirus cases continue to rise in Michigan, tests continue to climb The state averaged 41,000 diagnostic tests per day in October – up from around 30,000 per day the previous two months

Federal Families First Coronavirus Response Act requires insurance companies to cover “medically necessary” COVID-19 testing, although what is deemed “necessary” varies by insurer, Sutfin said. law as meaning to cover only testing for symptomatic people, while others include asymptomatic people with known exposures or people who have been referred by a medical provider

« People who receive medically necessary COVID tests, as defined by their insurer, should not face out-of-pocket expenses, even if they use a site that is not ‘free’, » Sutfin said

If a test is not deemed medically necessary and is done at a site other than the free sites, Sutfin said the out-of-pocket fee could be around $ 100

Testing is recommended for people who feel ill or have had possible exposure to someone with COVID-19 The MDHHS website has an online test finder tool to help residents find a test site closest to them

Sites can be filtered to include sites offering free testing, as well as sites that do not require a medical prescription and sites that test people without symptoms Sites include health services, pharmacies, fire departments, churches, health centers and non-profit organizations

During a scheduled drive-thru test, people stay in their vehicles and are asked if they have any symptoms or have come into contact with someone who has tested positive for COVID-19. the test itself takes less than a minute

The state’s test finder also offers an option for home testing through LabCorp, an independent lab LabCorp does not require a doctor’s prescription, but uses a survey to determine if a test is needed depending on your situation

LabCorp’s website says it has “no upfront cost.” The company will charge your insurance for the coronavirus test, but if you don’t have insurance, it will use “government funding” to cover the cost

Saturday Oct 31, the health department reported 3,792 new cases and 31 new deaths, the largest one-day increase in known cases during the pandemic

Michigan’s current outbreak is difficult to compare to wave one due to increased availability of testing.However, health experts say the increase in cases is not just due to more of tests Michigan averaged a 52% positive test rate in October, up from 32% the month before

To find a testing site near you, check out the state’s online test finder, here, email COVID19 @ michigangov, or call 888-535-6136 between 8 hours and 5 pm on weekdays

Insured consumers who prepay or receive a bill for COVID-19 test should contact their insurance company for help, state says Consumers unable to resolve the problem with their insurance company can contact the Michigan Department of Insurance and Financial Services for assistance Monday through Friday 8 a.m. to 5 p.m. at 877-999-6442, or file a complaint with Michigangov / DIFComplaints

Monday, Nov 2, Coronavirus Data By Michigan County: Grand Rapids, Kalamazoo Areas Pass to Highest Risk Level; 5 other regions are also making progress

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